When Does Instacart Pay Shoppers?2 Ways to Get Your Paycheck

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when does instacart pay

Instacart is a grocery delivery service and one of the gig economy companies making it easy for people to earn money in their spare time.

Shoppers can earn +$25 per hour following our tips and tricks.

But, when does Instacart pay shoppers? This is a question that many people are wondering, especially when they are just starting out as a shopper. In this blog post, we will discuss two methods that you can use to get you earnings. We will give you the details for each payment option, and provide a summary on how each works and what an Instacart Shopper can expect in terms of payments.


Instacart pays shoppers weekly, every Wednesday for orders completed between the Monday and Sunday of the prior week. Shoppers typically receive their payment via ACH bank transfer or direct deposit in their Instacart account.


When Does Instacart Pay Full Service Shoppers

Instacart Full-Service Shoppers are independent contractors who shop for, bag, and deliver groceries to Instacart customers from grocery stores.

They choose the mode of payment that is most convenient for them, choosing amongst the following options:

  • Direct Deposit
  • Instant Pay

The payment method selected impacts when a shopper is paid and whether it is a quick pay procedure or a more conventional payment process.

Even if some deceptive websites inform you that another payment option is to get a paper check in the mail with your payment, which you may manually deposit into your bank account, this is not the case.

Finally, Instacart currently does not accept payments by PayPal, Venmo, CashApp, or any other method other than a bank account.

Instacart Direct Deposit

If you are a shopper with Instacart, you have the option to get paid weekly via direct deposit. This is a great option if you want to get your money as soon as possible after completing a job. To sign up for direct deposit, you will need to provide your bank account information to Instacart. Once you have done this, your earnings will be deposited into your account within a few days.

Instant Cash Out

If you need access to your earnings right away, you can sign up for Instant Cash Out. With this feature, you can get paid instantly after completing a job. To sign up for Instant Cash Out, you will need to provide your debit card information to Instacart. Once you have done this, you will be able to withdraw your earnings at any time.

Both of these methods are great options for when you need access to your earnings. If you need your money right away, Instant Cash Out is the best option for you. If you can wait a few days, Direct Deposit is a great option.

How Instacart Payments Work

Instacart Full Service Shoppers are independent contractors, not employees.

There is no hourly wage or base pay.

As an Instacart shopper, you are paid based on a number of factors, including the mileage you travel for each order, the time it takes you to complete the order, and any tips or bonuses you may receive.


Instacart can estimate the mileage you'll accrue for each order.


Instacart also estimates time to complete each order. This is the amount of time spent shopping and delivering an order.

It is not the same as the mileage.

Some batches are longer than others, necessitating more time spent in the shop in order to locate all of the items. Furthermore, even if the distance between the store and the customer is short, the driver may end up sitting in traffic.


Tips are voluntary, but appreciated, and can be added by the customer at checkout. Instacart Shoppers payments include 100 of the tips.

Bonuses & Promotions

In addition, Instacart may offer special bonuses for shoppers who complete a high volume of orders or meet other criteria.

All of these payments are processed through Instacart's app, so you can always see how much you've earned for each batch.

👀 Related Article: Make More Money Working for Instacart

INSTACART PAY PERIOD: When does Instacart pay?

With Instacart, you can access funds in as little as a few minutes. Learn how you can access your earnings right away.

Instacart Direct Deposit

One mode of payment is an electronic payment, which is processed weekly via direct deposit.

Direct deposit has grown in popularity since it eliminates needless paperwork.

On the Instacart platform weekly payments are processed once every week on Wednesdays.

Instacart does not automatically deposit money into your account. You will need to add your bank account information and set up a deposit schedule in the app. However, you can instantly cash out your earnings by linking a debit card to your account. There is no fee for the direct deposit.

The following are answers to frequently asked questions about direct deposit payments.

Which Banks Are Accepted?

There are no restrictions, and thankfully, all banks enable their customers to set up direct deposits to receive payments from their employers.

How To Set Up Direct Deposit?

Setting up automatic deposits is an immediate and simple process.

In order for the system to function properly, each component must be entered into the relevant field, and the information entered must be correct.

Before you start you must know that Instacart can deposit the funds only in checking accounts registered in your name. This means that your shopper profile name must exactly match the name you have on your bank account.

In order to complete the process, you will need to provide the following information:

  • Your personal bank account number
  • The bank's routing number

The majority of the information is included on each personal check. In most cases, the routing number is printed in the bottom left-hand corner of the check's front side.

The customer's account number will be located just to the right of it. You also have the option to phone your bank and inquire about information about direct deposits.

Follow the straightforward steps below:

How Long Does It Take To Get Direct Deposit From Instacart?

You will get an email saying that your payment has been sent to clearing a direct deposit that may often take anywhere from one to three business days on average.

Although the procedure is quick, the exact amount of time it will take for the cash to appear in your account will be determined by when the issuer begins the payment. There are a number of other aspects that could contribute to the delay.

Keep in mind that the standard definition of business days is Monday through Friday, with the exception of public holidays.

👀 Related Article: Side Hustles That Pay Weekly

Instacart Instant Pay

The gig economy is booming, and one of the main reasons is that you can get paid instantly. Whether you're a freelancer or you work for a gig economy company, if you need money right away, you can usually get it.

There are a few different ways this works. First, many gig economy companies allow you to cash out your earnings instantly, rather than waiting until the end of the week or month. Second, if you're a freelancer, you can usually set up direct deposit so that you get paid as soon as your client pays you.

And third, there are now a number of apps and websites that allow you to request instant payments from anyone, regardless of whether they work in the gig economy. So if you need money right away, the gig economy is a great place to look.

But how does the instant cashout feature work with Instacart?

With Instant Cash Out, you can get your earnings as soon as your shift is done, without waiting for payday. Here’s how it works:

The San Francisco headquartered company has reduced the time it takes customers to decrease a tip from 24 hours to 2 hours, allowing you to access your earnings sooner. Two hours after you’ve completed your batch, open the app and go to the “Earnings” tab.

You’ll see your total earnings for the shift, as well as a button to “Instant Cash Out.”

Tap the button and enter the amount you’d like to cash out. The minimum amount is $5 and the maximum is $500.

You’ll see a message confirming that the funds will be sent to your linked debit card within minutes.

And that’s it! With Instant Cash Out, you can say goodbye to financial worries and stress.

How To Set Up Instant Pay

To use and set up Instant Cash follow our step by step instructions.

  1. First, you'll need to create an account with Instacart and link your bank account.
  2. Once you've done that, open the app and go to the settings menu.
  3. Scroll down to the 'Earnings’' section and select 'Instant cash out.'

On the Earnings tab of the Instacart for driver app you will be able to see and check your total earnings for each day of the week.

Select “View Earnings Activity” at the bottom of the summary to see more detailed information. Review the total and daily total for the money you have earned shopping and delivering for Instacart. We suggest you to accurately verify your earnings before using the instant cash out option.

If the total amount of your payment is correct, scroll down until you reach the bottom of the page and click the "Cash Out" button.

Once you have begun the process of cashing out your earnings, you will be able to confirm that the transaction was successful by looking at the message near the top of the page.

The majority of Shoppers will have immediate access to their funds, although the processing of the transaction by some banks may take between one and two business days.

Is There a Fee?

There is a fee associated with Instacart's Instant Pay feature - $0.50 per transaction. This is the main difference between the two methods of payment. With weekly direct deposit, there is no fee to withdraw your earnings. However, with Instant Pay, you are charged 50 cents each time you request a payout.

While this may seem like a small amount, it can add up if you are regularly cashing out your earnings. For example, if you request two payouts per week, you will be charged a total of $1.00 in fees. Therefore, it is important to consider whether the convenience of Instant Pay is worth the extra cost.

👀 Related Article: How to Make Quick Money in One Day

When Does Instacart Pay In-Store Shoppers?

There is a distinction between in-store shoppers and full-service shoppers on Instacart; the former are really part-time employees of the company.

So, when do you get paid with Instacart when you are an in-store shopper?

Instacart In-Store Shoppers are employees who are paid via weekly direct deposit. They do not have access to instant pay. Instead, they are paid based on the hours they work and the number of items they scan.

The pay period for In-Store Shoppers begins on Monday and ends on Sunday. Payments are processed on Tuesday and deposited into shoppers' bank accounts early Wednesday morning. Instacart In-Store Shoppers do not have the opportunity to earn tips from customers.

Frequently Asked Questions

What Day Does Instacart Pay?

According to the Instacart website, payouts are issued every Wednesday for the previous week's work. So, for example, if you worked from Monday to Sunday, your payout would be issued on the following Wednesday. Keep in mind that it may take a few days for the funds to appear in your account. If you have any questions about your payout, you can contact Instacart customer service.

Get Paid!

We hope this blog post has helped you understand when Instacart pays its shoppers. Now you can evaluate any applicable fees and choose the best option that fits your needs.

If you have any other questions, feel free to send us an email. Thanks for reading!

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